Effective Date: July 27, 2025
Welcome to HowMoneyWorks.in. By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.
These terms apply to all visitors, users, and others who access or use the site.
1. Purpose of the Website
HowMoneyWorks.in is an educational platform focused on helping Indian middle-class individuals understand personal finance, investing, budgeting, taxes, and wealth-building strategies. The information provided here is for educational and informational purposes only.
We are not a SEBI-registered investment advisor. Nothing on this site constitutes financial, legal, or investment advice.
2. Use of Content
All content on this website, including articles, videos, graphics, logos, and downloadable resources, is the intellectual property of HowMoneyWorks.in unless otherwise stated.
You may:
- Share our content with proper credit and link back to the source.
- Use the content for personal, non-commercial use only.
You may not:
- Republish, reproduce, or distribute our content for commercial purposes without written permission.
- Modify or create derivative works based on our content.
3. Accuracy of Information
While we strive to provide accurate, up-to-date, and research-backed information, we do not guarantee the completeness or accuracy of any content.
Finance is dynamic, and laws, rules, or strategies can change. You are responsible for consulting a professional before making financial decisions.
4. Affiliate Disclosure
Some links on HowMoneyWorks.in are affiliate links. If you click on them and make a purchase or open an account, we may earn a small commission, at no extra cost to you.
We only promote products and services we trust and believe add real value to our readers.
5. Limitation of Liability
Under no circumstances shall HowMoneyWorks.in or its team be held liable for:
- Any direct or indirect losses, damages, or harm resulting from the use of our content.
- Financial decisions you make based on the information provided on this website.
You use this website and its content at your own risk.
6. User Conduct
By using this site, you agree to:
- Not engage in spamming, harassment, or abuse in comments or contact forms.
- Not upload malicious code or attempt to harm the website’s functionality or other users.
- Not impersonate another individual or entity.
We reserve the right to moderate or remove any comments or content that violate these guidelines.
7. External Links
Our website may link to third-party websites or services. We are not responsible for the content, accuracy, or practices of any external sites. Visiting third-party websites is at your own discretion.
8. Changes to These Terms
We may update these Terms and Conditions from time to time without prior notice. Changes will be effective immediately upon posting on this page.
It is your responsibility to review this page periodically to stay informed of any updates.
9. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes arising out of the use of this website will fall under the jurisdiction of the courts of Bhubaneswar, Odisha, or as applicable under Indian law.
10. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please reach out to:
support@howmoneyworks.in